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To receive aid from the major student aid programs you must:
Federal Stafford and Federal Perkins Loans must be repaid. Undergraduate students who have a Bachelor’s degree are not eligible for Federal Pell Grants, Federal SEOGs, or Minnesota State Grant.
Your eligibility for financial aid was based on our analysis of your financial “need.” Need is the difference between what it costs to attend college and what you and your family are expected to pay from your own resources.
Financial Need =
[Cost of Attendance] - [Expected Student/Family Contribution]
The Expected Family Contribution (EFC) is a measure of your family’s financial strength and is calculated according to a formula established by law. Your family's taxed and untaxed income, assets, and benefits (such as unemployment or Social Security) are all considered in the formula. Also considered are your family size and the number of family members who will attend college or career school during the year.
The information you report on your Free Application for Federal Student Aid (FAFSA) or your FAFSA4caster is used to calculate your EFC. Schools use the EFC to determine your federal student aid eligibility and financial aid award.
Note: Your EFC is not the amount of money your family will have to pay for college nor is it the amount of federal student aid you will receive. It is a number used by your school to calculate the amount of federal student aid you are eligible to receive.
For more information about the EFC, see Funding Education Beyond High School: The Guide to Federal Student Aid. To request a free copy of Funding Education Beyond High School: The Guide to Federal Student Aid, call the Federal Student Aid Information Center at 1-800-4-FED-AID (1-800-433-3243).
The award listed on your original FAAN represents an offer based on full-time registration for each term of the academic year. To receive your full award, you must register for a full-time credit load (audit, Independent Study, special exam, and credits taken at other institutions do not count) and be admitted to a degree program for the terms you are awarded aid. Your award will be adjusted if you register for less than full-time status; do not attend UMC for both semesters; or are not admitted to a degree program.
Enrollment status is determined by the number of credit hours you are officially enrolled in at UMC and is defined differently for the Minnesota State Grant Program (see example below) than it is for federal and and UMC financial aid as illustrated in the following chart:
Minnesota State Grant
Exact credit load match for 3-14
* Less than half-time enrollment eligibility for aid is limited.
Financial aid options are limited if you are admitted as an “adult special” student. Part-time students are eligible to apply for the Minnesota State Grant. In addition, a limited amount of aid is available through the Berland Adult Opportunity Grant for students who have not been enrolled in school for 5 or more years. Contact the Office of Financial Aid & Scholarships for more information and application forms.
Learn more about Graduation Requirements related to financial aid.
Financial Aid & Scholarship Office
170 Owen Hall
2900 University Ave
Crookston, MN 56716